To best serve you, Moller Financial strives to build long-term relationships that are personal, responsive, professional, and successful. We conduct a thorough quarterly review process along with continuous portfolio management to help you stay on course.
Each quarter, we will provide you with a report that includes Commentary (market, economy, or personal finance related), Action Items/Recommendations specific to your situation, and Portfolio details. Moller Financial saves these reports to your personal online vault for secure and easy personal access.
We will contact you each quarter to schedule a meeting with your advisor. We always welcome your questions, requests, or updates as you have them – just give us a call or email.
Depending on your financial situation, we provide either Comprehensive Wealth Management or Asset Management services.
Comprehensive Wealth Management
Each quarterly report will include an update for one area of the financial plan. Over the course of a year, Moller Financial will update the entire financial plan. The quarterly schedule is:
- Quarter 1 – Plan Projections (Are you on track to achieve your goals?)
- Quarter 2 – Estate (Are changes needed to efficiently transfer your wealth and minimize taxes?)
- Quarter 3 – Insurance (Do you have the appropriate policies to best protect your family?)
- Quarter 4 – Taxes (What can be done to reduce your taxes?)
Comprehensive Wealth Management is specifically designed for High Net Worth clients.
Areas of the financial plan are updated as needed rather than at each scheduled quarter. We typically update Plan Projections every other year and we request that clients provide a copy of their tax return annually, allowing us to look for opportunities to reduce taxes.
After the initial comprehensive financial plan is implemented, major changes are not typically necessary for Asset Management clients until they have a life event (marriage, children, career change, etc.) or they reach the High Net Worth level. This service is a great opportunity for clients who are building a solid foundation for their future financial goals.